Top 5 Bank of Baroda Credit Cards in 2024!

Top 5 Bank of Baroda Credit Cards in 2024

Getting a card that best fits with your lifestyle is a difficult task. You must obtain a credit card that is easy to use, offers good reward points, is secure, and provides good cashback and discounts that can help you save money. BoB Bank is one such card issuer that offers a range of cards that fit the needs of its customers. In this article, we are going to talk about the top Bank of Baroda Credit Cards that are currently available and work with your lifestyle.

Top 5 Bank of Baroda Credit Cards in 2024

Features and Benefits of Bank of Baroda Credit Card

Welcome Benefits: Cardholders get welcome benefits upon paying the membership fee, such as bonus reward points, vouchers, premium memberships, and cashback.

Rewards/Cashback: Whenever cardholders make a transaction with their card, they earn rewards or cashback. Some credit cards also offer accelerated cashback or points on transactions made in special categories. The reward points earned can also be redeemed for various options.

Movie & Dining Benefits: BoB cards offer entertainment benefits like discounted movie tickets and dining discounts.

Travel Benefits: BoB Bank’s cards also offer travel privileges, such as airport lounge access, discounted travel bookings, and more.

Milestone Benefits: BoB Financial credit cardholders can earn milestone benefits on achieving the target spends set by the card issuer. These benefits can include bonus reward points, cashback, gift vouchers, and more.

Top 5 Bank of Baroda Credit Cards

Bank of Baroda (BoB) Eterna Credit Card

  • RPs are redeemable against several categories, including cashback.
  • Get 10,000 RPs on spending Rs. 50,000 or more in 60 days.
  • Get 20,000 Reward Points on spending Rs. 5 lakhs or more per year.
  • Spend-based joining and annual fee waiver.
  • Unlimited domestic airport lounge access for free.
  • There is a low forex markup of 2% only.
  • 1% fuel surcharge waiver on fuel transactions.

Bank of Baroda ( BoB ) Select Credit Card

  • You can earn 1,000 bonus Reward Points per month.
  • Reward Points you earn are redeemable for cashback and various other categories.
  • Spend-based joining/renewal fee waiver.
  • 24*7 concierge services.
  • Conversion of big purchases into EMI.
  • A 1% fuel surcharge waiver.

Bank of Baroda Premier Credit Card

  • Simply Redeem Reward points for various categories, including cashback.
  • Get Spend-based joining/annual fee waiver.
  • Complimentary airport lounge access.
  • 24*7 concierge service.
  • Get 1% fuel surcharge waiver.
  • Easily Convert big purchases into easy EMI.
  • Insurance coverage in case of accidental death of cardholder.

IRCTC BoB RuPay Credit Card

  • Get 1,000 bonus RPs as a welcome benefit.
  • Up to 40 RPs per Rs. 100 spent.
  • 4 complimentary access to domestic lounges.
  • Get a 1% fuel surcharge waiver and also a railway surcharge waiver.


  • Get 2000 Reward Points as a welcome benefit.
  • You can also get 24 RPs for every spend of Rs. 150
  • Get Complimentary access to domestic lounge.
  • Cardholders will get 25% discount on movie ticket bookings on BookMyShow.
  • Get a 1% fuel surcharge waiver on every fuel transaction.

Also Read: How to Apply for a Credit Card?


Bank of Baroda Credit Cards offer unparalleled convenience and flexibility with various options available like travel privileges, dining, and entertainment benefits, reward points, and more. BoB’s top credit cards, such as the Eterna, Select, and Premier Credit Cards, offer numerous benefits that are sure to meet anyone’s requirements.


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