Finance

What Happens if You Don’t Use Your Credit Card
Finance

What Happens if You Don’t Use Your Credit Card?

Introduction Credit cards, which provide ease and flexibility for tracking spending, have become a vital and secure component of our financial life. However, if you skip using your credit card? In this article, we’ll examine the effects of not using your credit card, particularly for those just starting out in the field of credit, and […]

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Credit Card Finance

What Are the Rewards Offered by Low Interest Credit Cards?

Low interest credit cards are credit cards that offer a lower interest rate than traditional credit cards. These cards can be an excellent option for people who want to manage their credit card debt more effectively and avoid high interest charges. While low interest credit cards may not offer the same rewards and benefits as […]

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Credit Card Finance

How to Calculate Credit Card Interest?

Credit cards are a convenient way to make purchases and manage expenses, but it’s important to understand how credit card interest works. When you use a credit card, you’re essentially borrowing money from the credit card company. If you don’t pay off your balance in full each month, you’ll be charged interest on the remaining […]

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Credit Card Finance

Avoid High Fees and Charges on International Credit Card Transactions

International credit card transactions can be a convenient way to pay for goods and services when traveling or making purchases from overseas merchants. However, these transactions can also come with high fees and charges, such as foreign transaction fees, currency conversion fees, and ATM withdrawal fees. These fees can quickly add up and result in […]

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Co-Branded Credit Card
Credit Card Finance

How To Manage A Co-Branded Credit Card

A co-branded credit card is a type of credit card that is issued by a financial institution in partnership with a third-party brand. These cards offer unique benefits to cardholders, such as cash back, points, or discounts on purchases made with the partner brand. Managing a co-branded credit card requires some key steps to ensure […]

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What Are the Benefits of Using A Credit Card for Everyday Purchases and Travel
Credit Card Finance Travel credit card

What Are the Benefits of Using A Credit Card for Everyday Purchases and Travel?

Credit cards offer numerous benefits for everyday purchases and travel. By using a credit card, you can enjoy the convenience of not having to carry cash, earn rewards points and cashback on your purchases, enjoy enhanced security with fraud protection and zero liability, and easily track and manage your spending through online or mobile banking. […]

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How to Apply for A Secured Credit Card?
Finance

How to Apply for A Secured Credit Card?

A secured credit card is a type of credit card that is backed by a deposit that you make with the credit card issuer. The deposit acts as collateral for the credit card and is typically equal to the credit limit on the card. To apply for a secured credit card, you will need to […]

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How to maximize rewards and benefits with a travel credit card
Credit Card credit card review Finance Travel credit card

How To Maximize Rewards And Benefits With A Travel Credit Card

Travel credit cards typically offer a variety of rewards and benefits to incentivize cardholders to use them for their travel expenses. These rewards and benefits can include bonus points or miles for certain types of purchases, such as flights or hotel stays, which can be redeemed for travel-related rewards like flights, hotel stays, or car […]

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How to Earn and Redeem Travel Points or Miles with A Credit Card
Credit Card credit card review Finance Travel credit card

How to Earn and Redeem Travel Points or Miles with A Credit Card

Travel points or miles with a credit card are rewards that credit card companies offer to customers for using their card to make purchases. These rewards can be redeemed for a variety of travel-related perks, such as flights, hotel stays, rental cars, and more. To earn travel points or miles, you typically need to use […]

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