Indian Oil Axis Bank RuPay Credit Card Vs. Indian Oil HDFC Bank Credit Card

Indian Oil Axis Bank RuPay Card Vs. Indian Oil HDFC Bank Card

Comparing and Selecting the right credit card can be difficult, mainly when there are multiple options available in the market. In this article, we will compare two best credit cards in India, the Indian Oil Axis Bank RuPay Credit Card and the Indian Oil HDFC Bank Credit Card, to help you make an informed decision.

Indian Oil Axis Bank RuPay Card Vs. Indian Oil HDFC Bank Card

Indian Oil Axis Bank RuPay Credit Card

The Indian Oil Axis Bank RuPay Credit Card is a co-branded credit card that provide a range of benefits to its users. The card is built to cater to the needs of frequent travelers who need to refuel their vehicles frequently. Here are some of the key features of the card:

Features and Benefits of Axis Bank RuPay Credit Card

Welcome Benefits:

The Indian Oil Axis Bank RuPay Credit Card offers a welcome bonus of 100% cashback of upto Rs. 250, which can be redeemed for fuel purchases at Indian Oil petrol pumps. Additionally, cardholders can get a discount of up to 5% on fuel purchases made at Indian Oil petrol pumps.

Rewards:

  • 20 EDGE RPs on every Rs. 100 spent on all fuel purchases at IOCL stations.
  • 5 EDGE RPs on every Rs. 100 spent on online shopping.
  • For both categories, the transaction should be between Rs. 100 to Rs. 5,000.
  • 1 EDGE point upon every Rs. 100 spent miscellaneously.

Movie and Dining:

Cardholders can redeem discount of up to 10% on movie ticket bookings and up to 15% discount on dining at partnered restaurants across India.

Fuel Benefits:

Cardholders will get a discount of up to 1% on fuel purchases made at Indian Oil petrol pumps. Additionally, cardholders can earn 20 EDGE reward points for every Rs. 150 spent using the Indian Oil Axis Bank RuPay Credit Card, which can be redeemed for fuel purchases at Indian Oil petrol pumps.

Indian Oil HDFC Bank Credit Card

The Indian Oil HDFC Bank Credit Card is another co-branded credit card that offers a range of benefits to its users. The card is built to cater to the needs of frequent travelers who need to refuel their vehicles frequently. Here are some of the key features of the card:

Features and Benefits of Indian Oil HDFC Bank Credit Card

Rewards:

  • 1 Fuel Point upon every Rs. 150 spent on other fuel stations.
  • 1 Fuel Point upon every Rs. 150 spent on other purchases.
  • Fuel points expire in 2 years.
  • Rewards can be availed against a variety of options from three methods-
  • Indian Oil XTRAREWARDS Program (IXRP) 1 Fuel Points = Rs. 0.96

Fuel Benefits:

You can get a discount of up to 1% on fuel purchases made at Indian Oil petrol pumps. Additionally, cardholders can earn 1 fuel point for every Rs. 150 spent using the Indian Oil HDFC Bank Credit Card, which can be redeemed for fuel purchases at Indian Oil petrol pumps.

Annual Fee Waiver:

Cardholders can get annual fee waiver on spending Rs. 50,000 or above in the previous year.

Also Read: How to Redeem and Make the Most of Your Travel Rewards Points

Conclusion:

Both credit cards offer similar benefits, but the Indian Oil Axis Bank RuPay Credit Card has an edge with its higher reward points for every Rs. 150 spent and a slightly higher discount on fuel purchases. However, the Indian Oil HDFC Bank Credit Card is also a great option, and its reward points can be redeemed for fuel purchases at Indian Oil petrol pumps. Ultimately, the choice among these two cards will depend on individual preferences and usage patterns.

Varun

Hey there! I'm Varun, a finance content writer with a passion for crafting captivating narratives that not only inform but also inspire. With my trusty pen (or, rather, keyboard) as my weapon of choice, I dive deep into the world of finance and emerge with compelling stories that bring complex concepts to life. I have always been fascinated by the power of words and their ability to shape perceptions and influence decisions. It is this fascination that led me down the path of becoming a content writer specializing in the field of finance. Armed with a keen eye for detail and an insatiable curiosity, I strive to create content that not only educates but also entertains.

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