Credit cards are an integral part of our lives. They help us fulfill our financial requirements, be it shopping, dining, or travel. However, with a variety of credit cards available, it becomes challenging to choose the best one that meets our needs.
In this article, we have assembled a list of the best lifetime-free credit cards in India that offer a host of benefits without any annual charges or joining fees.
Best Lifetime-Free Credit Cards in India
1. IDFC FIRST Classic Credit Card
The IDFC FIRST Classic Credit Card is an excellent choice for individuals who are looking for a best lifetime-free credit cards in India. It offers a 3X RPs for every offline and online spend of Rs. 150, making it a rewarding option.
The card also provide 16 complimentary railway lounge access in a year and 1% fuel surcharge waiver. With zero joining and annual fees, this card is an excellent choice for those who want to enjoy the rewards of a credit card without paying any additional costs.
2. Axis Bank Neo Credit Card
For regular shopping enthusiasts, the Axis Bank Neo Credit Card is the only best option. It offers a 10% discount on movie ticket bookings on BookMyShow, 40% off food delivery while ordering with Zomato and a 15% discount on dining bills. With no joining or renewal fees, this card is perfect for those looking for a budget-friendly credit card.
3. IDFC FIRST Millennia Credit Card
The IDFC FIRST Millennia Credit Card is an excellent option for those who love to travel. It offers a 2.5% cashback on all international spends and a 1% cashback on domestic spends. The card also provides a complimentary airport lounge access and fuel surcharge waiver. With no joining or renewal fees, this card is perfect for those who are willing to get the benefits of a credit card without any additional costs.
4. Amazon Pay ICICI Bank Credit Card
The Amazon Pay ICICI Bank Credit Card is amazing option for those who frequently shop on Amazon. It offers a 5% cashback on all Amazon purchases, making it a rewarding option. Additionally, the card provides a 2% cashback on mobile recharges, bill payments, and dining. Being lifetime-free, this card is perfect for those who want to enjoy the benefits of a credit card without any additional costs.
5. Shoppers Stop HDFC Bank Credit Card
The Shoppers Stop HDFC Bank Credit Card is an excellent option for individuals who love to shop at Shoppers Stop. It offers a 20% discount on the first purchase at Shoppers Stop and a 5% discount on subsequent purchases.
Additionally, the card provides a 3% cashback on all other spends. Being best lifetime-free credit cards in India, this card is perfect for those who want to enjoy the benefits of a credit card without any additional costs.
How Lifetime Free Credit Cards Make a Difference
Lifetime-free credit cards are one of the best options for those who want the benefits of a credit card without any additional costs. These cards provide a host of benefits, including cashback, discounts, airport lounge access, and fuel surcharge waiver, without any joining or annual fees. This makes them a cost-effective option for individuals who want to enjoy the benefits of a credit card without incurring any additional costs.
Application Process of Lifetime Free Credit Card
The application process for a lifetime free credit card is simple and hassle-free. You can get the card online or by visiting the bank’s branch. To apply for the card, you need to provide your personal and financial details, including your name, address, income details, and employment details. Once you have filled the application, the bank will verify your details and provide you with the credit card.
Also Read: Elevate Your Lifestyle With The Best Credit Card
Conclusion
Lifetime free credit cards are an excellent credit card for those who want the benefits without any additional costs. The above-mentioned cards are some of the best lifetime-free credit cards in India that offer a host of benefits, including cashback, discounts, airport lounge access, and fuel surcharge waiver. So, choose the card that best suits your needs and start enjoying the benefits today!
