The IDFC FIRST Select Credit Card is a versatile and feature-rich credit card designed to cater to various lifestyle needs. It offers a plethora of benefits, ranging from rewards and cashback to travel and dining perks. In this comprehensive guide, we will delve into the numerous advantages of owning an IDFC FIRST Select Credit Card and how it stands out in the competitive credit card market.
Overview of the IDFC FIRST Select Credit Card
The IDFC FIRST Select Credit Card is tailored to provide maximum value to its users. With no annual fees and a host of benefits, it has become a popular choice among credit cardholders in India. Let’s explore the key benefits this card offers.
No Annual Fees
One of the most attractive features of the IDFC FIRST Select Credit Card is that it is a lifetime free card. There are no annual fees or hidden charges, making it a cost-effective option for cardholders.
Reward Points
Reward points are a significant aspect of the IDFC FIRST Select Credit Card. Cardholders can earn reward points on every transaction, which can be redeemed for various options.
Earn Reward Points on Every Spend
1 Reward Point per ₹100 spent: Earn reward points on all retail purchases.
10X Reward Points: Earn accelerated reward points on spending at select merchant categories such as dining, travel, and online shopping.
Redemption Options
Travel: Redeem your reward points for flight tickets, hotel stays, and travel packages.
Merchandise: Choose from a wide range of products available in the rewards catalog.
Gift Vouchers: Redeem points for gift vouchers from leading brands.
Cashback Offers
The IDFC FIRST Select Credit Card provides attractive cashback offers on various categories, making everyday spending more rewarding.
Cashback on Online Transactions
Up to 5% Cashback: Enjoy cashback on online transactions, including e-commerce purchases, utility bill payments, and more.
Cashback on Fuel
Fuel Surcharge Waiver: Get a fuel surcharge waiver at petrol pumps across India, making your fuel purchases more economical.
Travel Benefits
Travel enthusiasts can reap significant benefits from the IDFC FIRST Select Credit Card. It offers various travel-related perks that enhance your travel experience.
Complimentary Airport Lounge Access
Domestic and International Lounges: Enjoy complimentary access to airport lounges in India and select international airports, providing a comfortable and luxurious travel experience.
Travel Insurance
Comprehensive Travel Insurance: The card offers travel insurance that covers flight delays, lost baggage, and medical emergencies, ensuring peace of mind during your travels.
Dining Privileges
The IDFC FIRST Select Credit Card offers exclusive dining privileges at top restaurants, making dining out more enjoyable and affordable.
Discounted Dining
Up to 20% Discount: Enjoy discounts on dining bills at partner restaurants, making your dining experiences more delightful.
Special Offers
Exclusive Dining Events: Get access to special dining events and curated experiences, enhancing your culinary journey.
Entertainment Benefits
Cardholders can enjoy various entertainment benefits, making leisure activities more fun and cost-effective.
Movie Ticket Discounts
Buy One, Get One Free: Avail of buy one, get one free offers on movie tickets booked through partner platforms, making your movie outings more affordable.
Event Tickets
Exclusive Access: Get early access to tickets for popular events, concerts, and shows, ensuring you never miss out on your favorite entertainment.
Health and Wellness Benefits
Health and wellness are a priority for many, and the IDFC FIRST Select Credit Card offers benefits that cater to this need.
Fitness Memberships
Discounts on Gym Memberships: Enjoy discounts on memberships at leading fitness centers and gyms, helping you stay fit and healthy.
Health Check-ups
Free Health Check-ups: Avail of complimentary health check-ups at partner medical centers, ensuring you keep track of your health.
Shopping Benefits
Shopping enthusiasts can take advantage of various shopping benefits offered by the IDFC FIRST Select Credit Card.
Instant Discounts
Partner Offers: Get instant discounts at leading retail stores and online shopping platforms, making your shopping experiences more rewarding.
Easy EMIs
Convert Purchases to EMIs: Convert your big-ticket purchases into easy EMIs with flexible tenure options, making high-value shopping more manageable.
Contactless Payments
The IDFC FIRST Select Credit Card supports contactless payments, offering a fast and secure way to make transactions.
Tap and Pay
Quick Transactions: Simply tap your card at contactless-enabled POS terminals for quick and hassle-free transactions, enhancing your shopping experience.
Enhanced Security
Secure Payments: Contactless payments reduce the risk of card cloning and fraud, providing an additional layer of security for your transactions.
Customer Support
IDFC FIRST Bank is known for its excellent customer service, and the IDFC FIRST Select Credit Card is no exception.
24/7 Customer Care
Round-the-Clock Support: Access 24/7 customer support for any queries or issues related to your credit card, ensuring you get assistance whenever you need it.
Easy Account Management
Online Banking and Mobile App: Manage your credit card account, track transactions, and redeem rewards through the bank’s user-friendly online banking portal and mobile app.
Additional Benefits
Apart from the primary benefits, the IDFC FIRST Select Credit Card also offers several additional perks.
Fuel Surcharge Waiver
Waiver on Fuel Transactions: Enjoy a fuel surcharge waiver on transactions at petrol pumps, making your fuel purchases more economical.
Forex Markup Waiver
Low Forex Markup Fees: Benefit from low forex markup fees on international transactions, making it a great card for overseas spending.
Also Read: Top Credit Card of ICICI Bank: Benefits, Features & Rewards
Conclusion
The IDFC FIRST Select Credit Card is a comprehensive credit card that offers a wide array of benefits across various categories, making it an excellent choice for individuals seeking value and convenience. From reward points and cashback offers to travel and dining privileges, this card covers all bases, ensuring that cardholders can enjoy a rewarding experience. Whether you are a frequent traveler, a dining enthusiast, or a shopping lover, the IDFC FIRST Select Credit Card has something to offer for everyone.
